State Officials Telling Homeowners Now is the Time to Get Flood Insurance

State Officials Telling Homeowners Now is the Time to Get Flood Insurance

ILLINOIS (IRN) — Do not wait for the local creek or river to start to rise to call your insurance agent. Illinois’ emergency managers are telling people not to wait to check on, or get, flood insurance.

Rebecca Clark with the Illinois Emergency Management Agency is reminding people to check their flood insurance, or get flood insurance, as soon as possible.

“Standard homeowners insurance does not cover flood damage. In fact, a flood policy takes nearly 30 days to go into effect,” Clark said. “So right now is really the time to start looking at what your coverage levels are.”

And emergency government aid likely won’t help either. State and federal help is meant for governments, not homeowners.

Clark said those who already have flood insurance can take other steps to prevent flood damage.

“Make sure your sump pump is working, and install an alarm if water starts to accumulate in your basement,” she said. “Clear debris from your gutters and downspouts. These are things that you can do now to prepare for potential flooding in the future.”

Forecasters have said this spring carries the potential for flooding as all of the snow across the Midwest melts and looks for a place to go.

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